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Bank of India Credit Officer Recruitment 2026 – Apply Online for 514 Posts

Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks.

Bank of India, a leading Public Sector Bank with its Head Office in Mumbai, invites online applications for recruitment of Credit Officers in GBO stream in various scales.

Table of Contents

BOI Credit Officer Recruitment 2026 - Important Dates

Event Date
Submission of Online Application Commencing From 20 December 2025
Last Date for Submission of Online Application 05 January 2026
Relevant Date for Age / Qualification / Experience 01 November 2025

BOI Credit Officer Recruitment 2026 - Post Details

Name of the PostScaleStreamTotal
Credit OfficerSMGS-IVGBO36
Credit OfficerMMGS-IIIGBO60
Credit OfficerMMGS-IIGBO418
Total514

Note: The number of vacancies and reserved vacancies is provisional and may vary according to the actual requirement of the Bank.Click here for more details

BOI Credit Officer Recruitment 2026 - Pay Scale/Salary

Post Scale / Grade Scale of Pay
Credit Officers (GBO Stream) Middle Management Grade Scale-II 64820 – 2340 (1) – 67160 – 2680 (10) – 93960
Credit Officers (GBO Stream) Middle Management Grade Scale-III 85920 – 2680 (5) – 99320 – 2980 (2) – 105280
Credit Officers (GBO Stream) Senior Management Grade Scale-IV 102300 – 2980 (4) – 114220 – 3360 (2) – 120940

BOI Credit Officer Recruitment 2026 - Educational Qualifications & Work Experience

Name of the PostAgeEducational QualificationsOther Preferred Qualification / CertificationWork Experience
Credit Officer (GBO Stream)25 – 35 YearsA Degree (Graduation) in any discipline from a recognized University/Institute with
60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the Govt.
of India or equivalent qualification recognized by the Central Government.

Chartered Accountant / Chartered Financial Analyst / CMA–ICWA

OR

MBA / PGDBM in Banking / Finance or Two Years full-time Post Graduation Degree
in Banking / Finance / any credit related field from recognized University /
Institution / Board.

Minimum 3 years’ post-qualification experience as an officer, out of which
2 years’ experience should be in processing of MSME Credit / Commercial Credit /
Project Finance / Mid & Large Credit in Scheduled Public Sector Banks /
Scheduled Private Sector Banks / Associate or Subsidiary of Scheduled
Commercial Banks / Public Sector or Listed Financial Institution / Foreign Banks.
Credit Officer (GBO Stream)28 – 38 YearsA Degree (Graduation) in any discipline from a recognized University/Institute with
60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the Govt.
of India or equivalent qualification recognized by the Central Government.

Chartered Accountant / Chartered Financial Analyst / CMA–ICWA

OR

MBA / PGDBM in Banking / Finance or Two Years full-time Post Graduation Degree
in Banking / Finance / any credit related field from recognized University /
Institution / Board.

Minimum 5 years’ post-qualification experience as an officer, out of which
3 years’ experience should be in processing of MSME Credit / Commercial Credit /
Project Finance / Mid & Large Credit in Scheduled Public Sector Banks /
Scheduled Private Sector Banks / Associate or Subsidiary of Scheduled
Commercial Banks / Public Sector or Listed Financial Institution / Foreign Banks.
Credit Officer (GBO Stream)30 – 40 YearsA Degree (Graduation) in any discipline from a recognized University/Institute
with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the
Govt. of India or equivalent qualification recognized by the Central Government.

MBA / PGDBM from recognized University / Institution / Board

OR

Two Years full-time Master’s Degree in any field from recognized University /
Institution / Board

OR

Chartered Accountant / Chartered Financial Analyst / CMA–ICWA from recognized institute.

As per bank norms for Senior Management Grade Scale-IV.

BOI Credit Officer Recruitment 2026 - Application Fees

Category Amount (Rs.) – (Inclusive of GST)
SC / ST / PWD Rs. 175/- (Intimation Charges Only)
General & Others Rs. 850/- (Application Fee + Intimation Charges)

BOI Credit Officer Recruitment 2026 - How To Apply

Candidates are required to go to the Bank’s website www.bankofindia.bank.in and click on the ‘CAREER’ and then click on the link “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated 01.11.2025”. This will open a new window. In this window click on “APPLY ONLINE”

  1. Click “APPLY ONLINE” which will open a new screen.
  2. To register application, choose the tab “Click here for New Registration” and enter Name, Contact details and Email-id.A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
  3. In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing “SAVE AND NEXT” tab. Prior to submission of the online application candidates are advised to use the “SAVE AND NEXT” facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.
  4. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/ entertained after clicking the COMPLETE REGISTRATION BUTTON.
  5. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Certificates/ Mark sheets/ Identity proof. Any change/alteration found may disqualify the candidature.
  6. Validate your details and Save your application by clicking the ‘Validate your details’ and ‘Save & Next’’ button.
  7. Candidates can proceed to fill other details/Upload of relevant experience documents/certification in the Application Form.
  8. Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION.
  9. Modify details, if required, and click on ‘COMPLETE REGISTRATION’ ONLY after verifying and ensuring that the photograph, signature, left thumb impression and handwritten declaration uploaded and other details filled by you are correct.
  10. Click on ‘Payment’ Tab and proceed for payment.

BOI Credit Officer Recruitment 2026 - FAQs

What is the total number of vacancies in BOI Credit Officer Recruitment 2026?

514 vacancies have been announced under the Bank of India Credit Officer Recruitment 2026

The recruitment is for the post of Credit Officer.

Eligible candidates must apply online through the official Bank of India website.

Candidates must possess the required educational qualification in finance/banking-related disciplines as mentioned in the official notification. Age limits and experience requirements will be as per BOI norms.

The salary of a Credit Officer in Bank of India is as per bank norms, including basic pay, DA, HRA, and other applicable allowances.